Many claim that a huge part of health care cost comes from patients and their lawyers suing the pants off the health care providers. Here's my suggestion: Why not take that out of the equation by following the example of the car insurance companies: "No fault". Damages caused by accidents during medical treatment, poor workmanship, and even malpractice are paid up for by the insurance companies through a simple assessment, without looking for guilt or punishment. Awarded damages can be reviewed periodically and adjusted accordingly. You can only sue over the most egregious misconduct, criminal intent and similar categories.
Wouldn't that make things a lot cheaper? Insurance companies are certainly able to assess the risk of accidents and put a proper price tag on it. A price certainly lower than having to pay lawyers and experts on both sides of a lawsuit. There is certainly a chance of abuse, misjudgement and other bad decisions, but with a system to appeal decisions many problems can be eliminated or limited. Also, I believe many victims would be just fine with some kind of lower compensation, when compared to long drawn out and risky processes.
Wouldn't that make things a lot cheaper? Insurance companies are certainly able to assess the risk of accidents and put a proper price tag on it. A price certainly lower than having to pay lawyers and experts on both sides of a lawsuit. There is certainly a chance of abuse, misjudgement and other bad decisions, but with a system to appeal decisions many problems can be eliminated or limited. Also, I believe many victims would be just fine with some kind of lower compensation, when compared to long drawn out and risky processes.
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